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Pankaj Gaikwad

FOUNDER , CEO • 3m

Because we as the middle class are being trapped in such a golden trap, where people's thinking power is getting lost, and the fear of now or never which is projected in front of people is the biggest reason behind BNPL. Before doing any shopping, if I do not buy immediately and wait for a day or two, then we will automatically understand whether we really need that thing or not. Only then people can save themselves from this deception.

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