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Tushar Mishra

Founder & CEO - Medi... • 2m

Hello investors, I have an idea for all of you. We want to create an app that will connect lenders and borrowers together through our platform. The two ways to sign up in this app will be first as a lender and second as a borrower. In this application lendora will provide loan to needy people with a intrest rate of 5% and we will charge only 1% of the total loan amount. We will provide the lenders information to the borrowers near them such that they can meet and will not have any problem for both lenders and borrowers and it can also prove to be a very good way of earning money for the lenders. By providing it like a loan, the interest is charged and they are also benefited and those who need the money on the spot are also benefited.

33 replies4 likes

Replies (33)

Mr Raghav

Hey, I am in medial • 2m

Tushar Mishra ,I am interested in your idea and have some suggestings

1 replies

Mukuls Publication

Hey I am on Medial • 2m

पैसा जरूरत की चीजो में है ये ना प्राडेक्शन में ना क्वांटिटी में ये आपके मार्केटिंग में है

0 replies

Krrish Khindria

CRITICAL THINKING|MA... • 2m

credit score is a nice feature but most of lenders won't come since to avoid tax on interest nkst prefer to all this offline, and most of them do with black cash. but however your idea of credit score is good it makes lending without banks safe as bank's you can implement it with gig worker platforms to help this platforms act as a lender for their gig workers instead of bank as only option and dependency on offline lenders who charge high interest, you can try for existing lenders but I think it would be best to try for as an option over existing offline lenders and help companies with surplus fund not in business of lending lend money. DM if you want to make it together

2 replies

VIJAY PANJWANI

Learning is a key to... • 2m

5% monthly?

2 replies

Anonymous 1

Hey I am on Medial • 2m

interesting

1 replies

Yash Patel

Chartered accountant • 2m

bro it was not easy as you said so many licence for rbi and government required and pre-approval from RBI and high security also the main huddle

1 replies

Ankush

Anku • 2m

bro why they believe on yr app like if I am buyer and I need lenders so why do I believe in yr api and server system me us lender se info le ke khud bhi to us se mil sakta hoon like bus you are connecting them all that's all this not the way like what's yr future way to make this

1 replies

The Indian rising enterpreneur

I can I will • 2m

Bhai aap ko app banane wala mil jaye toh muje bhi bata dena muje chahiye urgent mai

1 replies

Amitash M S

Software Engineer | ... • 2m

How can I as a customer trust this service? And is this taxed or tax free? What will happen if I am unable to pay back with interest on time? How is the legitimacy of your customer determined? If I am a lender on your app, how can I be sure that I will get back my money with interest? Genuinely interested.

1 replies

Shivam Nagpal

Hey I am on Medial • 2m

but if you connect lenders and buyers in a vicinity then they can make the transaction offline thereby cutting you out of the process.

2 replies3 likes

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Group loan will be very useful in our village. We can form a company and run it. We will get 500 customers in a month, it is guaranteed. There is a lot of poverty here and the EMI will be paid on time. This loan will be only for that woman.

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Yes it's a great idea

no , it's bad idea

need to change something

Votes: 127

26 replies6 likes