Download App

Home

News

Pods

🚀

Startup Showcase

Notifications

Join our whatsapp channel for quick updates

Switch theme

Blog . Feedback . Privacy

Feed Post

2024-09-28T05:13:35.330Z

Time in the market is more important than timing the market. We have all heard that. We have all seen charts like the one given below. However, I do have a problem with blanket statements like that. If you are an early retiree like me or someone whose primary source of income is investments in the stock market: You do need to time the market. You do need to react to what the market is doing. You do need to have some sort of strategy to handle market at extremes. The tough question is - how to do it. Obviously, sell everything at top and buy everything at bottom happens only in stories. A much more realistic approach is to follow some sort of asset allocation plan. Whether it is 80-20 or 50-50, that depends on your individual goals or risk appetite. But having this sort of a structure ensures a few things: 1 - If the market does well, your portfolio will become overweight on equity. You will sell equity and hence you will be selling on a high. 2 - If the market tanks, your portfolio will have lesser equity in percentage terms. You will buy equity and hence you will be buying low. 3 - This would also mean that you are never out of the market, so “time in the market” condition is also met. Another approach that you can take is give the money to someone smarter and let him do the asset allocation for you. There are a large number of mutual funds available that do this for you. ICICI Balanced Advantage Fund is my personal favorite because it does not rely only on an individual’s decision but has a process built in. It is very important that you do it sooner than later because of how the markets are doing. We are in a glorious bull run and this is the time to add fixed income / bonds to your portfolio.

Wild Kira

Stealth • 1d

UPI Apps Battle: Which One Do You Use and Why?

Samrat kesharwani

Stealth • 17h

pay through mobile

Wild Kira

Stealth • 16h

but which app?

Samrat kesharwani

Stealth • 16h

pay through mobile Paytms fullform

Wild Kira

Stealth • 14h

ohh I didn't know that

0 replies

Recommendations from Medial

Sandip Maity

Stealth • 7m

But, I still didn't get that features

6 replies7 likes

Startup Memer

Stealth • 4m

I didn't expect that to happen at the end🤦🏻

1 replies3 likes

Anonymous

Stealth • 1m

does any feel like me? I want to start a startup, but don't know, why I never got any idea spark. but I have a strong intention to do it. but didn't figure out the problems, so that I can start a startup.

1 replies

Shivansh Singhal

Stealth • 8m

Guys im death scared when I speak at stage or wherever I might catch attention, I know the only solution is practicing but I don't know where to practice, I tried in front of mirror it didn't work for me, any suggestion please?

5 replies10 likes

Amit Kumar

Stealth • 6m

Ohh I love this platform getting followed by the co-founders it's great vibe..😎

2 replies6 likes

SUNIEL

Stealth • 7d

Didn't knew that it was this simple😑

0 replies7 likes

Viraj Singh

Stealth • 4m

Ohh now this is just vicious!

5 replies8 likes

Anonymous

Stealth • 6m

Does anyone know about what is this? And is this relevant to me anyway? So here is the thing I signed up using only email put nothing else given detail as payment detail and all. I signed up on this first place bcz I heard on yt that we can you gemi