Back

AI-driven UPI app that alerts users to avoid redundant spending in real time. Would it be ever useful? (ps. already working on one, ping if interested)

Hey all, Witness the fully working App - Penny Wise. Visit: https://penny-wise.app This tool helps you manage and balance your upcoming spends, provides visual insights on your spending habits. You get full control to categorize buckets based on y

Is UPI📱 good for our finances? No, UPI can actually be harmful for managing personal finances. Here's how: 🔹 When you're using UPI, money just feels like a number—you simply scan and pay. You end up spending almost carelessly, without really reali

Soon there will be a subscription based app to manage / cancel your UPI autopay. It is bound to happen.

Finance Tip – Day 4 *🏦 “Don’t save what is left after spending; spend what is left after saving.” — Warren Buffett Make saving a non-negotiable part of your monthly budget. ✅ Set up auto-debits to a savings/investment account right after your sala

Hi, I am Midhun Sai Pondhuru and I’m excited to share an innovative UPI feature concept: Smart Pockets: A feature to divide a single account’s balance into purpose-driven virtual pockets directly within a UPI app. Key Features: -Create and name Sm

Do you use a RuPay credit card with UPI? How often does your credit card bill exceed your expectations? Are you spending more because of your credit card? I just want to understand whether this could become another potential debt trap for Indians

I need your opinion to validate my startup Idea 💡 ✅ Problem Validation Core problem: Working professionals from other cities are struggling with: High rent (₹7,000–₹10,000 for just a bed). Poor hygiene and broken appliances. Low food quality

make an app so good that your users keep it on their home screen. if your app is next to whatsapp, insta, or upi apps, you’ve passed the hardest retention test in India and already built a habit.