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Anonymous

Stealth • 2m

What's the revenue model of phonepe and Gpay?

Antani Tapioco

Stealth • 2m

PhonePe is small company if compared with Gpay (because Gpay is owned by Google a 3 trillion dollar company) so it's not about revenue model it's all about strategy and long-term vison. What both the companies are trying to achieve in the long run has an impact on both these companies revenue model. But there are some common things that all fintech companies are doing right now to generate revenue. 1. Mobile recharge 2. Bill payments. 3. Bike and Car Insurance 4. Health insurance 5. Advertisement 6. 2% commission from business who use their Payment Gateway. 7. Merchant account charges. And many more.... Note: The UPI is regulated by the State, these platforms are just an enabler.

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