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PRATHAM

 • 

Medial • 1y

Don't Invest In 20s‼️ Ankur Warikoooo Will never say you this, Investing in 20s is not as easy as you think. Firstly in such early days you will get limited salary with which you have live life and pay bills. Let's suppose you invested 5K / Month bu

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Himesh Jain

Chasing for infinity • 1y

Let's see this with some data So if we start investing at 20s with a minimum amount of 5k per month and keep investing the same amount till 30s with an interest rate of 9% then after 10 years We have = 9.75 lacs Now let's invest this and as we

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PRATHAM

 • 

Medial • 1y

I didn't even read your post as you didn't mention inflation,

Himesh Jain

Chasing for infinity • 1y

Btw I think for the first case after the inflation I think it would be close to 68lacs and second case around 71 lacs

PRATHAM

 • 

Medial • 1y

68 L in 20 years , not that attractive as majority portion is investment itself although you couldn't even buy a decent house at that age 😭

Himesh Jain

Chasing for infinity • 1y

Even if you invest 1 lac per month for 20 years then after inflation it would be around 2 cr maybe which is also not a pretty amount. That's is why I am saying early investments are good as they let you learn about market and gain experience and whe

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PRATHAM

 • 

Medial • 1y

Read my post again, I said in early investment ( low inputs ) the output is negligible where if high input as you said 1 L may give good returns, I hope you got it cleaned

Himesh Jain

Chasing for infinity • 1y

I supported that too bro through the practical data what I am opposing is the statement that " one should not invest in early ages ". Look at the first case again as I mentioned at 30s we have 9.75 lacs and 10 years of investing experience so generating an 15% of return is not a big deal after 10 years of experience so now if you continue the same investments as previous at 15% in next 20 years you will have 5.5 cr. So now you see that you invest 1/4 th of the person investing 1 lac per month and you got the output almost close to him Yours is 5.5 cr and person investing 1 lac will be 6.3 or 6.5 cr And you will obviously have better chances at market spikes and crashes so the probability of the fortune you can make is too high. Hope I made the things clear now

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