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Today's term of the day: Credit Credit is a kind of loan handed out by financial institutions to businesses and individuals. You can think of it as the ability you have to borrow resources from a lender to pay at a later date, with interest for usin

Recently I observed something which could change your mind about Indian consumption market. During 2015-17 clinic plus is the mass shampoo brand and dove was the mass premium brand(170-220rs) and after that during (2018-2021) clinic plus was mass bra

What Really Happened During Japan’s Lost Decade Post Content: Back in the 1980s Japan's economy was on fire property prices were crazy high the stock market was booming and many believed Japan would soon overtake the US. But in the early 1990s eve

Two major decisions yesterday: 1. Federal Reserve pauses interest rate hikes, it remains at 5.25% - 5.50% 2. FED Chair Jerome Powell said there will be no more cut in interest rates "until we have greater confidence inflation is going back to 2%"

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Why Japan got the worst job culture and is dying because of it. Inshort 1. Until 1990, Japan's economy was booming and seemed like it could surpass the West. 2. This led to a stock market and real estate bubble due to easy loans. 3. The bubble bu

The kind of self induced complexity that PSU banks have at every level, ranging from branch manager to, loan sanction manager to deputy manager is despicable, notably SBI. That's why the democracy based organization system in itself makes things in

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Unique Startup Stories (4/20) Imagine a family that controls a whole continent and you don't even know about it. Meet Wellenberg Family. So after the end of the depression of 1837, the whole European economy was booming. But the banks at that time d

Here Are the 3 Key takeaways from me after i read Atomic Habits ( the first 40 pages) 1) Winners and Losers have the same goals : everyone wants a good physique and to get rich very few people able to succeed. It was only when they implemented a