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Credit Card Will make you Poor‼️ Even though you are meeting all protocols, you are using it stupidly, although if you have 800+ credit score Reasons: 1️⃣ Invisible Money Heist: When you swipe that card, your wallet doesn't get lighter. You don't

I agree. But if you know what you are doing, credit cads are just awesome. Like personally i travel on 1-2 free trips because of the points and free plane tickets. Tho, if you are a typical GenZ, then it's not good for you as you'll just keep util

Definitely true , but it's financial trap for the people who are not financially conscious, most of people aren't that's why. Although if used wisely with minimal utilisation and expenditure it may result good. But people rarely do it.

Credit cards has pros and cons, and what will affect us will be determined by our usage.