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2024-07-25T06:49:51.448Z

🗣 AliExpress founder Jack Ma explains the business 1️⃣ “When you start a business, it means you give up a stable income, sick leave and annual bonuses” 2️⃣ “Competition is like a game of chess. If you lose, you can always play another round. No need to fight" 3️⃣ “A real entrepreneur has no enemies. Once you understand this, no one can stop you." 4️⃣ “The worst qualities for an entrepreneur: to be a snob, not to be able to adequately assess the situation, to take a high pace and not be able to maintain it, not to have the ability to look forward” 5️⃣ “If you don’t know everything about your competitors, or you underestimate them, or you don’t see them as a threat, then you will definitely lose”

Anonymous

Stealth • 4m

Hey everyone I just joined TCS, at 4 LPA and i wanted to ask about investing and finances. My in-hand salary is around 30k and i want to know how much should i invest or save and where should i do it? It would be great if you guys could help me Fi

Gururaj Bhat

Stealth • 4m

Many people are saying that you should invest on yourself and think of investing after achieving some next level. Well, that's not going to happen if you are not disciplined. So build the discipline of investing at the early age and you will live with a abundance in your entire career. Earlier you start your investments is better for you. I am a financial advisor and here are my suggestion to new employees. 1. Ensure to take health insurance to your parents if they do not have one already. Never ever ever ignite this and regret paying hospital bill from your savings 2. You are now the bread winner of your family. They have the expectations from your parents. Ensure to cover your life with term insurance that gives a good lump amount to your dependents in case of any unfortunate event to your life. 3. Now that you covered your risks, written on building your wealth. Mutual funds are the best long term investments where you don't have to worry about where and how to invest.

2 replies

Replies (2)

Anonymous

Stealth • 4m

Thank you bro for writing this will surely reach out

0 replies

Gururaj Bhat

Stealth • 4m

Continued... In the mutual fund investments, ensure to properly diversify your investments in not more than 4-5 funds. Your find allocation should carry one part of multi asset fund which can work as a hedge during market volatility, one part of large cap funds that works as a backbone of your investments one part of mid cap and small cap funds that work to get better returns to your portfolio.

1 replies

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How innocent are your parents

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Are you into investments (stocks, funds, bonds etc)?

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