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Atharva Deshmukh

Stealth • 5m

Investing helps us gain financial independence, create extra wealth, and better life opportunities. Everyone invests at some point or another in their life. There are various asset classes where one can invest, they are:- 1)Fixed Income Instruments:-Less Risk, includes options like investments in Bank Fixed Deposits(FD),Government Bonds,Company Bonds,etc.Return from these investments is about 5-10% depending on the assets chosen. 2)Equity:-Investments in equity are a bit risky but highly rewarding as Harshad Mehta said, "Risk hai toh Ishq hai."It involves buying shares of publicly listed companies which are traded on the Bombay Stock Exchange(BSE) or National Stock Exchange(NSE).Returns are 12-15%. 3)Real Estate:-Involves large cash flow and cannot be liquiditate easily as there are many legal process to transfer property.Returns are of two types,one is rental yield which is 2-3% and other is capital appreciation in land prices which is not uniform. 4)Commodity:- Precious Metals

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