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Havish Gupta

Figuring Out • 1y

So it's easy.. 140k-65k = 75k. So if you could invest all of it in index, assuming 12% return, makes about 96.75 lakh. (But that is if you invest whole 75k and that too whole in stock market) And now you can either keep those existing 7lakhs in equity or keep them in FDs for emergency funds. And even with assuming 8% return, it become 12 lakh. So 96lakh+12lakh = 1.08 crore which is your goal. But remember 1) first the value of that 1cr would be less because of inflation 2) i have assumed that you put your entire savings into mutual funds. But i recommended investing that 7-8 lakh in FDs as emergency funds 3) i didn't assumed appraisal as that would make the goal easy but since you would and should spend on vacations as well. It's ok if I don't count that. DM me, we'll have a better talk there.

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