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Shivam Malhotra

Stealth • 8m

Hey everyone! I'm developing a fintech app with a unique concept: offering 0% interest loans to users. While this sounds great for borrowers, I'm seeking your input on the biggest challenge - ensuring loan repayment. Here's the idea in a nutshell:

Kavan Prajapati IITB

Stealth • 8m

For offering loans, you yourself should have a huge amount of money, which I believe you will borrow from let's say banks, and they will need intrest from you, so how will you repay those high intrests to your bank if you don't get interest bcoz of 0

Shivam Malhotra

Stealth • 8m

No, actually the idea is something different I will not borrow money from any banks, sorry i don't want to disclose the main idea here but yes i don't borrow money from banks.

1 replies

Replies (1)

Kavan Prajapati IITB

Stealth • 8m

Haha, no problem. I met Atomberg's founder at IIT Bombay, we had a discussion regarding confidentialness of ideas and he said to me, "If you think you idea will get copied, then is not an idea." What he meant was something deep.

1 replies2 likes

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Avoid individuals driven solely by money, even if they're friends. Money should never be the main motivation; it should come from contributing positively to society.

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GUY'S I CAME HERE AND SAW LIKE EVERYONE HAS THERE OWN IDEAS HERE LIKE.... BUT TO BE HONEST..... THE MOST IMPORTANT THING IN BUSINESS IS EXECUTION NOTHING ELSEE..... I WANNAA BEE THE BEST ENTREPRENEUR, BUSINESSMAN AND INDUSTRIALIST.... BUT THE MAIN TH

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