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Siddhant Soni

Hey I am on Medial • 1y

UPI has revolutionised the payment scenerio in India and indeed UPI involved complex tech and India is also giving this technology to other countries like Ghana. So my question is that, why countries like USA, Japan and other European countries are s

Anonymous 1

Hey I am on Medial • 1y

Turns out they are not, when it comes to fintech

Siddhant Soni

Hey I am on Medial • 1y

But why, what is stopping them to do this, they have enormous funds, best tech minds, best finance minds, best Infrastructure, best of anything, so what is stopping them??

Anonymous 1

Hey I am on Medial • 1y

The systems there are so backdated but the frequency is SO much higher, and with slower (cheaper) traditional systems (same since PayPal and stripe) they charge convenience fees for alll transactions, why would aggregator and banks would mind? It’ll be a sudden loss leakage for them.

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