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Anonymous

How to manage personal finance?

Havish Gupta

Stealth • 7m

Well 1) understand where your Money goes (% that goes between need, want and savings) 2) try to save and invest as much as you can (but don't totally compromise on wants) 3) have an emergency fund having 3-12 months of money to fund your needs 4) if you don't know where you will retire, or aldredy have a parents house, then you should delay your house purchase (only if you are investing the money at a better place) For investment, you should go for anything except fds because the return it provides doesn't even beats inflation

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Share valuation just dropped by > 60%. From 5B to 2B. Goes to show that you can’t make money (yet) from tier 2 and tier 3 India even if you have a lot of users.

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