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Government Schemes Updates
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Higher education should be a right, not a privilege—and that is exactly what the Jharkhand Guruji Credit Card Scheme stands for. Introduced in 2024, this scheme is designed to financially support students from Jharkhand who aspire to study in top colleges but lack sufficient resources. Through this scheme, the Jharkhand Government provides collateral-free education loans of up to ₹15 lakh. Students admitted to Top 200 NIRF-ranked institutions are eligible to apply. What truly sets this scheme apart is its student-centric structure—a low 4% interest rate, 15 years repayment period, and a 1-year moratorium that allows students to settle into their careers before starting repayments. No property, no guarantor, and no processing fees—making it one of the most accessible education loan schemes in India. Permanent residents of Jharkhand who have completed schooling in the state and are under 40 years of age can apply through the official online portal. This initiative is not just about loans; it’s about building confidence, careers, and futures. 🔗 Full article with step-by-step guidance available here: https://govtschemesindia.com/jharkhand-guruji-credit-card-scheme/
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