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Why are apps like Groww, Flipkart, Whatsapp having their own UPI, I clearly doubt that people are using them over market leaders. If you're not giving me cashback, I am not using you and it's also not what you were supposed to offer me other than in

It's just for ease of Using the application rather than relying on different apps for payment.

do you think it's working?

me gareeb don't use any of those apps 🫠