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Mohammad Arshad

Build Better Faster ... • 23d

Need Help on a Paid-Up Capital vs Initial Deposit Confusion Hi everyone! I’ve just incorporated my private limited startup and I’m in the process of opening our company current account. The bank (Kotak Mahindra) requires a mandatory initial deposit

Rahul Agarwal

Founder | Agentic AI... • 19d

This is a common scenario for startups. It’s best to clarify with both your bank and accountant how the initial deposit aligns with your paid-up capital, and to properly document any excess as a director’s loan or advance to keep records clear.

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