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Hi Rohan. Would you mind? Open criticism and feedback please. I love the unhinged content on Reddit. In fact it is the only reason I still use it. But as a newbie it's tough to love reddit I get shadow banned, my posts get deleted. And what's the use of karma points if I cannot buy or shop anything. It's value-less currency. Just a comment metric. Its old fashioned and new companies like discord have sophisticated XP measurements. So here's my proposal Qrious- An online space for judgment-free non-partisan thoughts, passions and interests among users. Our motto is replace doom scrolling with smart factual content. We have a proprietary algorithm for token distribution for each different action in-app. Incentivising users because with flares (tokens) users can award creators, redeem in our in-app shops of different creators for heavy discounts.

₹2,163 Cr net profit and ₹9,576 Cr in total income shows they’re scaling effectively. Not flashy like tech stocks, but this is what a sustainable compounding story looks like.

Call me crazy but I’d rather hold HDFC. BHFL might be growing, but HDFC’s brand trust, legacy borrower base, and financial discipline remain unmatched.