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4. Fintech Innovation in China: Will AI-Powered Finance Change Banking Forever? The fintech sector in China is evolving rapidly, driven by AI, blockchain, and digital payment solutions. Companies such as Ant Group (Alipay), Lufax, and JD Digits are leveraging AI to provide automated financial services, personalized lending, and secure payment systems. With increasing adoption of digital banking and decentralized finance (DeFi), Chinese fintech startups are
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