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Nayan Agarwal

Bron To Win❤️✨ • 4m

I am planning to start a fintech platform that provides short-term borrowings to salaried individuals and students. If you have any insights, please share.

11 replies10 likes

Replies (11)

Nitesh Venkat

Founder of finding m... • 4m

There exists many already..

1 replies

Grow Together

Startup Incubator & ... • 4m

key factors to consider for starting your fintech startup Compliance of RBI Sebi Technology & Security Market Demand Partnerships Funding & Investment Customer Trust Scalability & Innovation

0 replies

Aman Elugam

Product Associate @ ... • 4m

Do indepth research on slicepay, lazypay and kreede. This will make you to get more ideas about how to get into market.

0 replies

Shiv

I love Making deals,... • 4m

sounds good Nayan, you're taking advantage of the credit boom and consumerism trend in india, I would love to help you facilitate it, let's talk !

0 replies

Anonymous 3

Hey I am on Medial • 4m

RBI’s got their eyes everywhere so one wrong move and you’re buried in compliance headaches and also, make sure you're doing great risk assessment because students are usually broke and salaried folks get laid off too often

0 replies

Anonymous 2

Hey I am on Medial • 4m

Most salaried people already have credit cards or personal loans. Why would they take a short-term loan from your platform unless the interest rates are low? And if rates are low, how will your startup make money?

0 replies

Anonymous 1

Hey I am on Medial • 4m

Bro, you’re entering the most regulated industry in India. RBI has cracked down on payday loans, BNPL models, and micro-financing startups. Unless you’re ready to deal with compliance, fraud risk, KYC, and NBFC partnerships, this might be a legal nightmare

0 replies

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