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💡How Do Banks Really Work? Here's a Simple Visual Guide! 🏦 1️⃣ Banks take deposits from customers at ~4% interest. 2️⃣ They lend that money to borrowers at ~10% interest. 💰 The 6% spread is their profit. 🔍 Key Banking Terms You Should Know:

Paytm shareholders are ignoring this? 📛📛 The fintech giant was the only UPI app to be making money on UPI. And now that’s no more possible. Here's all you should know! .. The thing is, NPCI (via Govt grants) compensates the banks to up keep the

how to make first prototype of tech product like mobile any idea 💡

UPI is going global. And global players are adapting to it. PayPal has announced PayPal World, a new global digital wallet layer. What stands out is this: They are building with UPI, not against it. UPI, built by NPCI, is becoming the default ra

Ever had a friend join your trip after you’ve booked seats? 🎟️ You’d call support 📞 or tweak the booking. Without a system, it’d be chaos—miscommunication galore! In tech, APIs (Application Programming Interfaces) save us 🦸. They’re the internet’

Days ago I posted this viral theory on how UPI going down thrice in a week - 26 & 31 March and 2 April - was most likely a staged drama! 🙏🙏 Following a kind update from supergood NPCI folks about how technical failures caused the outages, I decide

Fintech Industry – Detailed Overview 1. Introduction to Fintech Fintech (Financial Technology) refers to innovative technologies that improve, automate, or transform financial services. It blends finance + technology to create faster, smarter, and

If a Startup is really Tech Driven and needs a Huge Investment in Tech aspects then how can I have a prototype of it to pitch in front of VCs or Investors ? Either I can have a really basic Software and have very few people on it but for that too how

No More Nicknames in UPI 💰 What Happened As per the announcement by National Payments Corporation of India (NPCI), by June 30, 2025, every UPI app in India must show only the official bank-verified name of the person or business you're paying — n

Fintech: Transforming the Future of Finance The fintech industry is booming, revolutionizing how we manage money. From digital wallets and UPI payments to AI-driven lending and blockchain, fintech is making financial services faster, smarter, and mo