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Suman Meghwal

Wealthseekerย โ€ขย 3m

Ramesh, a schoolteacher from Lucknow, always dreamed of owning a car. After years of saving, he finally bought a shiny new sedan. It felt like successโ€”until the bills rolled in. EMIs, fuel, maintenanceโ€”his monthly income vanished before he could blink. One evening, over chai, his old friend Shyam shared a secret. โ€œRamesh, I used to think the same wayโ€”buy first, pay later. But then I learned this: never buy liabilities first. I bought a small shop, and now the rent it earns pays for my bike, vacations, and more. Let your money work for you, not against you.โ€ Inspired, Ramesh started small, investing in mutual funds and later a small rental property. Over time, his assets grew. Today, his investments cover his luxuriesโ€”and heโ€™s stress-free. The Lesson: Donโ€™t let shiny dreams drain your future. Invest in assets first, and let them fund your life.

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