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Suman Meghwal

Stealth • 1m

is Emergency Fund are important? Rajesh, who works as a software engineer, suddenly faces a medical emergency in his family. He doesn’t have savings, so he ends up borrowing money at high interest, adding financial stress to an already tough time. Meanwhile, his friend Priya, who earns the same salary, faces a similar situation. But Priya is prepared—she has an emergency fund. She calmly uses her savings and avoids debt. An emergency fund is simply 3–6 months of your basic living expenses, kept aside for unexpected situations like job loss, health issues, or sudden repairs. It’s your safety net, giving you peace of mind and protecting your long-term financial goals. Even saving ₹1,000–₹2,000 a month can build this fund over time. Start small and stay consistent—it’s a lifesaver!

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