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Suman Meghwal

Wealthseeker • 3m

What if I told you that building real wealth doesn’t require a high-paying job, a wealthy family, or special skills? It might sound hard to believe, but David Bach, who came from a regular middle-class family, made it happen with one simple idea: "Pay yourself first." In his book "The Automatic Millionaire," Bach shares how you don’t need to be rich to get rich. The key is to automate your savings and investments so they happen without any extra effort on your part. You don’t need to wait for the perfect time or for a huge paycheck—just start small and let your money grow over time. His ā€œLatte Factorā€ shows how small daily expenses, like your morning coffee, can add up. Redirecting that small amount into investments can make a huge difference in the long run. What’s powerful about Bach’s approach is that it doesn’t require big sacrifices or waiting for a major windfall. It’s about making simple, consistent choices that work in your favor over time.

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