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PhonePe/Gpay revenue Model :- Someone anonymously asked about revenue model of these two so let's break it down for him and for everyone else who is interested in it and is not aware of. I am assuming you are already familiar with such UPI platfor

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Woofsta 22

Stealth • 2m

Payment gateways has better business models. Upi apps just selling data to loan aggregators.

1 replies2 likes
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Anonymous
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UPI based payment gateway for developers. I want to enable UPI payments on my website. Which solution can I use? Paytm, Razorpay, Phonepe required documents proving you are a registered business. But I'm a dev, don't have any registered business. Loo

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Nehal Shrivashtava

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I dealing with collecting online Payment and Payouts (sending money to users) as well. I am stuck because of very high platform charges of payment gateways (2% +GST). Since I am building MVP, so for me this charges are killing.. is there any other wa

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Arcane

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ONE INTERESTING OBSERVATION SERIES DAY #2 With the surge in digital payments, UPI has become the most popular payment method in India. However, it's also the most targeted by fraudsters. In 2022, UPI accounted for a staggering 55% of all fraud case

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Sajin

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Do you believe it was ethical for OpenAI to use publicly available internet data to train its models, even though this approach has raised concerns about copyright and data usage rights?

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Siddhant Soni

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UPI has revolutionised the payment scenerio in India and indeed UPI involved complex tech and India is also giving this technology to other countries like Ghana. So my question is that, why countries like USA, Japan and other European countries are s

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Atharva Deshmukh

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WhatsApp had a subscription based model till 2016,yearly 1$,that was it's major source of revenue,now it's WhatsApp Business API (and selling data🙂💀).

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Havish Gupta

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Launching UPI would not make a difference untill people link their bank accounts on this app. And why will people link there accounts for UPI on app like Flipkart when they have better apps for it like GPay. And upi is something which people use mul

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Aryan Mishra

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In the era where everyone is focusing on AI and SAAS business this is right time to work on ......... Before please understand that you may not earn money by selling food as much you can earn by selling Ingredients which help to make food. Instead of

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Chamarti Sreekar

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Cred has 10 times higher average revenue per user compared to phonepe with just 11.5 users 👀. Can their loan dispersion business be a cash cow for them ?

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Anonymous
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How is money view for taking up personal loan? I am in need of some money urgently and the only option I have left is personal loan apps and money view has a good rating on playstore among all but still I checked out the reviews and didn't get that t

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