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You can start with giving me a loan of 5 lacs upto 1 cr for 3 months.CIBIL low.Ex-Banker from Kolkata.For supari trading and stock index investing

it's a very good idea and I am also thinking about it. specifically lending to the business owner with the flexi payment schedule & partial payment payment facility.

Start your MVP with lending us some money bro.

U may face the same issues that a small finance banks are facing. NPAs

Will it be peer to peer lending ?then Peer to peer lending platforms are there

It is good in the times of economic stability but then when times start to take a turn these lending businesses go broke first.

There are so many players already and that too are not able to lend. Feel free to ask more about it.

Dost lauta dete hai kya paise aapko?

At the moment, I don't think so ! But for small scale if you can find consumer + recovery at decent time .. it'll be good enough for you

Recovery is tough especially after the economic uncertainty nowadays.

Isn't it crowded?

YES. At any scale possible

I think a lending fintech startup can make its place anytime in the market as there are always people seeking for credits but ofcourse deployment, marketing and partnerships also matter

No already so many apps available and what's the value proposition