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Why do you think that in the last 2 years, the Number of Instant Loan Startups have skyrocketed, and also almost every company have started to provide loans? Like what happened in this period that have helps these companies dicide whom to give loans

It shows in their return rate tbh.. brands like slice and zest, simpl always have to keep solving for that. Because many don’t pay back

Here BharatPe had a great system which automatically deducts the daily instalment from their accounts. All companies may indulge into a similar thing