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I don't see them diff mostly. My basic instinct of first choice would be Paytm, then phonepe and all doesn't work then gpay. I don't like them being very cluttered and hard to explore. But it is what it is.

Ohh got it. Whenever i am in the situation of online payment i always go for phonepe don't know why, ig their branding has done such a great work that my fingers always goes to phonepe. I may also be the thing that gpay would be in googlea folder a

Exactly also sometimes Paytm does not work and Paytm works. Then we can switch easily.