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Anonymous

Stealth • 4m

I have a startup idea. Its a fintech idea, where its about building a financial lifestyle superapp where, drifting away from basic credit card management and UPI payments etc. its about easiest loan accessibility with the lowest interest rate to fuel the expenditure of the customers and to provide ease for their needs by giving them an option for a month extension paying back, based on their history. The second point is about zero to no fees to onboard customers and giving features standard that most fintech startups or banks charge. Third point is about hyper personalized financing with the help of ai that helps customers manage their finances with tips and suggestions also helping them with financial education The last point is about avoiding the singularity. Building a nation standard customer profile where it tells the history and performance. And if in case a customer faults, it would be shown in the platform that wouldn't allow him/her to take loans from anywhere. Any views?

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