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Don't you think ACs are not luxury anymore, people who are buying Coolers spending 10-15k earlier are now willing to buy ACs. Is individual income really increased or it is because of EMI? Ya phir garmi zyada hai? 😅

Hawk

Product Ops Wizard a... • 11m

Expenses have increased, taxes have increased while the average household income hasn’t seen a much of a change. Plus the easy payment options like Buy now pay later, EMI, UPI credit card has screwed the middle class & upper middle class. So yea a middle class family won’t hesitate to spread their legs out of their blanket even further thinking that they can pay the funds later thus falling into a trap

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Medial User

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Change my mind: A middle-class person who cannot afford to buy a home in a metro city takes a loan and spends a lifetime paying EMIs, while the government incentivizes this through tax deductions. This is a pure strategy to enrich the real estate t

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