Does anyone know of a fully open-source, speech-to-speech AI model that is completely free to use, can run locally on a laptop, and is lightweight if possible—without any API costs?
"Imagine a startup where you can temporarily pledge items like your laptop, bike, or other valuables and get instant cash in return. Once you're ready, just pay back the amount, and your item is returned safely to you. It’s like a modern, hassle-free
