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Shivam Malhotra

Founder of stockkhat... • 1y

Hey everyone! I'm developing a fintech app with a unique concept: offering 0% interest loans to users. While this sounds great for borrowers, I'm seeking your input on the biggest challenge - ensuring loan repayment. Here's the idea in a nutshell:

Havish Gupta

Figuring Out • 1y

Offering loan for 0%. How will you earn. Tell that first

1 Reply

Replies (1)

Shivam Malhotra

Founder of stockkhat... • 1y

Actually this is not a proper loan, idea is something like this if you heard about something kitti or kameti like system example if there is a group of 10 people all they have to contribute 1000 per month any member of the group will get pooled amount every month so the main problem is if a user get pooled amount on first month if they will not pay 1000rs from next months so other users will not able to get the whole amount, i want everyone will pay 1000 rs every month without doing any scam and the earning system is little bit commission as per the the amount the one who get pooled amount will have to pay a little commission not much

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