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Square Yardsโ€™s Urban Money achieves 10X growth in 3 years; revenue nears Rs 714 Cr in FY25

EntrackrEntrackr ยท 3m ago
Square Yardsโ€™s Urban Money achieves 10X growth in 3 years; revenue nears Rs 714 Cr in FY25
Medial

Fintrackr All Stories Square Yardsโ€™s Urban Money achieves 10X growth in 3 years; revenue nears Rs 714 Cr in FY25 According to the companyโ€™s internal documents reviewed by Entrackr, Urban Moneyโ€™s revenue surged to Rs 714 crore in FY25 from Rs 454 crore in FY24 and Rs 233 crore in FY23. Kunal Manchanada 28 Oct 2025 10:11 IST Follow UsNew UpdateUrban Money, the digital lending and mortgage distribution arm of proptech unicorn Square Yards, has continued its sharp growth streak in FY25 with 58% year-on-year growth.According to the companyโ€™s internal documents reviewed by Entrackr, Urban Moneyโ€™s revenue surged to Rs 714 crore in FY25 from Rs 454 crore in FY24 and Rs 233 crore in FY23. The companyโ€™s topline has grown more than 10X in three years, through a steady expansion of its lending network and growing demand for home-loan disbursals.The lending armโ€™s gross transaction value (GTV) rose 59% year-on-year to $5.7 billion in FY25, compared with $3.6 billion in FY24, while total loan transactions touched 1.55 lakh for the fiscal, as per the document.Leveraging its dominance in real estate distribution, Urban Money identified an untapped opportunity among Square Yardsโ€™ vast network of real-estate agents and financial advisors who were already facilitating housing transactions. By aggregating these partners through an Uber-style network model, the platform empowered them to originate mortgages directly through integrated digital railsโ€”bridging the gap between property transactions and home loan fulfilment. The platform connects over 150,000 channel partners, including independent real-estate agents and financial advisors, with over 95 banking and NBFC partners. According to the documents, around 87% of its business comes from aggregated channels, while 13% is directly by its own operations, showcasing its tech-led scalability and asset-light distribution framework.Urban Money integrates directly with partner banksโ€™ loan origination systems, offering API-based KYC, income, and credit score verification, along with instant eligibility checks as per each bankโ€™s credit policy. This gives it a strong edge in the rapidly digitizing mortgage landscape. The company also recently launched its real estatedata intelligence platform to help lenders speed-up lending decisions through real-time property valuation & automated title verificationThe finance vertical has become a major contributor to the parent companyโ€™s financials. Square Yardsโ€™ consolidated revenue rose 41% toRs 1,410 crore in FY25, up from Rs 1,001 crore in FY24, as per its filings with the Registrar of Companies (RoC). It also turned EBITDA-positive at Rs 46 crore, marking its first year of operational profitability.It appears that Urban Moneyโ€™s growth aligns with Square Yardsโ€™ pivot from a pure-play real estate brokerage to a full-stack prop-fintech platform. During the first quarter of the ongoing fiscal year(Q1FY26), Gurugram-based real estate and mortgage platform, reported a 45% year-on-year rise to Rs 378 crore in revenue and swung to profitability to Rs 70 crore at the EBITDA level.While the lending vertical continues to expand rapidly, the business remains exposed to real-estate demand cycles and interest-rate fluctuations. Sustaining profitability will hinge on cost optimization, technology-led efficiencies, and further deepening of lender partnerships. Square Yards

Urban Company posts Rs 383 Cr revenue and Rs 21 Cr loss in Q3 FY26

EntrackrEntrackr ยท 28d ago
Urban Company posts Rs 383 Cr revenue and Rs 21 Cr loss in Q3 FY26
Medial

Urban Company posts Rs 383 Cr revenue and Rs 21 Cr loss in Q3 FY26 For the quarter ended December 31, 2025, the home services marketplace recorded Net Transaction Value (NTV) of Rs 1,081 crore, marking a 32% year-on-year increase. Revenue from operations rose 32% YoY to Rs 383 crore during the quarter. Despite the growth, Urban Company reported a consolidated adjusted EBITDA loss of Rs 17 crore. The losses were steered by InstaHelp, which alone posted an adjusted EBITDA loss of Rs 61 crore in Q3 FY26. Excluding InstaHelp, the core biz delivered an adjusted EBITDA profit of Rs 44 crore. Overall, its net losses stood at Rs 21 crore during Q3FY26. Urban Company had 7.8 million annual transacting users and 59,475 monthly active service partners in Q3 FY26. The companyโ€™s India Consumer Services business (excluding InstaHelp) remained profitable. The segment reported NTV of Rs 781 crore, while revenue from operations increased 26% YoY to Rs 265 crore. Urban Companyโ€™s Native brands business recorded a 93% year-on-year growth in NTV to Rs 79 crore, while revenue doubled to Rs 62 crore during the quarter. The international business (UAE and Singapore, excluding KSA) also posted strong growth, with NTV rising 79% YoY to Rs 193 crore and revenue increasing to Rs 50 crore. In contrast, InstaHelp clocked 1.61 million orders and Rs 28 crore in NTV, with revenue of Rs 6.8 crore in Q3 FY26. However, the vertical continued to drag profitability, reporting an adjusted EBITDA loss of Rs 61 crore. Urban Company closed Q3 FY26 with a cash balance of Rs 2,095 crore, providing sufficient runway as it continues to invest in new categories while maintaining profitability in its core marketplace. During the quarter, the Gurugram-based company also approved the grant of 70.82 lakh stock options under its Employee Stock Option Scheme 2015, which will be valued at Rs 88 crore. Urban Companyโ€™s shares were trading at Rs 124.7 per share, giving the company a market capitalization of Rs 18,033 crore ($2 billion).

Urban Company posts 37% growth in Q2 FY26, losses balloon due to Insta Help push

EntrackrEntrackr ยท 3m ago
Urban Company posts 37% growth in Q2 FY26, losses balloon due to Insta Help push
Medial

Urban Company posts 37% growth in Q2 FY26, losses balloon due to Insta Help push Home services marketplace Urban Company has reported strong topline growth during the second quarter of FY26, though its bottom line took a hit due to heavy investments in its newly launched vertical, Insta Help. According to the companyโ€™s quarterly financial results, Urban Company's revenue from operations rose 37% year-on-year to Rs 380 crore, while its net transaction value (NTV) grew 34% to Rs 1,030 crore. Urban Companyโ€™s India Consumer Services, which includes categories like cleaning, beauty, and repair, clocked Rs 262 crore in revenue. Its annual transacting users stand at 7.4 million, while its monthly active professionals increased to 57,251 during the quarter. Income from the native water purifier surged 179% to Rs 75 crore in Q2 FY26. Revenue from its international business stood at Rs 41 crore, while Insta Help, the companyโ€™s new daily housekeeping vertical launched earlier this year, has processed 468,000 orders in October 2025 with minimal revenue. With the new launch, the company has to expand its team as its employee benefits, marketing, and other overheads led its total expenditure to increase to Rs 462 crore in Q2 FY26, resulting in a net loss of Rs 59 crore, compared to a loss of Rs 1.82 crore in Q2 FY24. On a sequential basis, the firm posted a net profit of Rs 6.94 crore in Q1 FY26. According to Urban Companyโ€™s shareholders' letter, it expects consolidated EBITDA losses to continue in the near term as it invests aggressively in scaling Insta Help, which it sees as a large, high-frequency category critical to strengthening its core platform. At the end of September 2025, Urban Companyโ€™s total current assets stood at Rs 1,939 crore, providing ample liquidity to fund new initiatives and expansion. โ€œWhile we are not yet generating free cash flow, our goal is to build a platform that maximizes long-term FCF per share and delivers lasting value to every shareholder,โ€ said Abhiraj Singh Bhal, co-founder and CEO of Urban Company.

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