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How to build an 800+ CIBIL score and unlock top loans
Inshorts
·
3m ago
Medial
Maintaining an 800+ CIBIL score requires smart credit practices, timely repayments, and careful borrowing behaviour, according to experts. New insights highlight how good credit habits, avoiding common mistakes, and understanding borrowing trends can help individuals secure better loan offers and lower interest rates as India's lending landscape evolves.
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12
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How To Manage Personal Loan? A Step-by-Step Guide
Money Control
·
10m ago
Medial
To effectively manage personal loans, understanding the terms and conditions is key. Creating a budget and setting aside a specific amount of your income for loan repayment is crucial. Prioritizing timely loan repayment through automatic payments helps maintain a good credit score. Monitoring your credit score regularly and addressing any discrepancies is important. Debt consolidation loans may be useful for managing multiple loans. Familiarizing yourself with fees and charges associated with the loan is essential to avoid unexpected financial burdens. Open communication with the lender and long-term financial planning are also necessary.
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Semi-urban, rural women account for 60% of women borrowers in India: Report
YourStory
·
5m ago
Medial
A report by TransUnion CIBIL, NITI Aayog, and MicroSave Consulting reveals that 60% of Indian women borrowers are from semi-urban and rural areas. They dominate credit in agriculture, business, and gold loans. Southern states lead women's credit participation, with retail credit for women growing significantly since 2019. Despite progress, challenges like collateral requirements and gender biases persist, limiting many women’s access to credit. Government schemes have improved access but barriers remain.
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SatSure Bags Funding From TransUnion To Improve Credit Access For Agri Sector
Inc42
·
1y ago
Medial
Bengaluru-based spacetech startup, SatSure, has raised an undisclosed amount in a Series A funding round co-led by Baring Private Equity Partners (India) and Promus Ventures. TransUnion also participated in the round. SatSure uses satellite data to provide "decision intelligence" in various sectors including BFSI, agriculture, and infrastructure. The investment will support the startup's product innovation. In 2022, TransUnion CIBIL partnered with SatSure to launch the CIBIL Credit & Farm Report, offering comprehensive credit and agricultural information for lenders. SatSure raised $15 million in a previous Series A round and has investors including Force Ventures and Luckbox Ventures.
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Infosys only Indian company in top 100 TIME World's Best Companies list
Livemint
·
1y ago
Medial
Indian IT major Infosys has been included in the top 100 list of the World's Best Companies of 2023 by TIME Magazine and Statista. With an overall score of 88.38 out of 100, Infosys ranked 64th on the list. Microsoft, Apple, and Alphabet (Google owner) secured the top three spots. In terms of sustainability, Infosys secured the 135th rank while its employee satisfaction ranked 103rd. Among the top three professional services companies worldwide, Infosys has shown strong growth.
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Need to address stakeholders' concerns to realise India's AI ambition: Google India MD
Economic Times
·
10m ago
Medial
- Google India MD Roma Datta Chobey emphasizes addressing concerns of all stakeholders for India's AI ambition. - AI has the potential to unlock economic value of Rs 33 lakh crore by 2030 in India. - Google has played a significant role in bridging the digital divide in India over the past 20 years. - India's digital revolution boasts over 800 million internet users and the world's lowest data cost. - Three main pillars guiding Google India's efforts: empowering individuals through AI, advancing the AI ecosystem, and cultivating an agile workforce for an AI-powered world. - India's digital journey's next chapter will be shaped by the choices made today.
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Indian AI startup beats OpenAI, Google to become world’s number 1
Internet
·
1y ago
Medial
Indian startup JiviAI, founded by Ankur Jain and G V Sanjay Reddy, announced that their language-learning AI, Jivi MedX, outperformed Google and OpenAI in medical benchmarks with an average score of 91.65. The Gurugram-based company plans to launch Jivi MedX in August 2024. Co-founder Reddy expressed pride in making top-tier healthcare accessible globally. JiviAI was incorporated in January 2024.
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What is a good Google Ads Score?
Inshorts
·
4m ago
Medial
The Google Ad Quality Score is between 1 and 10, where the analysis is done at the keyword level. It determines the quality of an ad campaign as compared to the competitors. Each keyword in the Google Ads account is given a Quality score. Typically, a score of 8-10 is deemed pretty good.
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ZET partners with SBM Bank for FD-backed credit card
Economic Times
·
2m ago
Medial
ZET has partnered with SBM Bank to launch an FD-backed credit card in India, aimed at helping users build a credit score over 750. The card targets credit underserved and unserved populations by offering a straightforward way to establish credit history. Users can link the card to any UPI app, earn interest on fixed deposits, and utilize up to 90% of their deposit as a credit limit. The initiative removes the need for existing credit history or income proof.
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3 students won $700,000 for using AI to translate 2 tweets worth of text from previously unreadable ancient scrolls
Business Insider
·
1y ago
Medial
Three students recently won a $700,000 prize in the Vesuvius Challenge for decoding the Herculaneum papyri, a collection of unreadable papyrus scrolls. The students used AI and machine learning to uncover legible passages from the scrolls. The scrolls, which were buried during the eruption of Mount Vesuvius in the first century, have been preserved due to the heat of the volcanic debris. The competition aims to unlock the history of the ancient world and hopes to decode all 800 scrolls in the coming years.
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OpenAI ranks fourth among top tech vendors that IT leaders plan to spend the most with, survey finds
Business Insider
·
8m ago
Medial
OpenAI ranks fourth among top vendors that IT leaders are currently or planning to spend the most with next year, according to a report by software asset management company Flexera. The survey of 800 IT leaders found that 37% of respondents said they currently or will spend the most with OpenAI next year. OpenAI's competitive edge lies in its ability to work with enterprises and allow employees to build custom AI solutions. The report also highlighted that 42% of IT leaders said integrating AI would have the biggest impact on their organizations. OpenAI has already licensed its ChatGPT enterprise options to Microsoft and the federal government.
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