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A Krishna chaitanya

Student at cmr in Hy... • 1m

NyayaPay is a fintech idea that helps people track and manage informal loans given to friends, family, or via unregulated apps. In India, millions fall into debt traps with no proof or legal safety. NyayaPay lets users log loans, upload proof (voice or UPI), build a Trust Score, and even find jobs to work and repay. It’s designed for students, gig workers, and low-income users who need a secure, non-harassing way to deal with debt. The goal is to make informal lending transparent, safe, and respectful. We’re building a no-code MVP and seeking support to scale.

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