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The RBI is increasingly cracking down on unsecured lending. The NPAs (Non-Performing Assets) of unsecured loans are also increasing rapidly. Companies that used to provide loans against salaries are now changing their business models. The NPAs of MSM

The Future of Fintech in India India's fintech sector has experienced rapid growth, driven by technological advancements, increasing smartphone penetration, and government initiatives. The country's large population and diverse demographics offer a s

IRFC is looking to enter non-railway lending. If this happens, it could create issues for other infrastructure lenders because IRFC typically has a lower borrowing cost, which allows them to distribute loans at a lower interest rate.

"🚀 Exciting news from the fintech world! We’re at the idea stage of creating a game-changing platform for local merchants, offering easy loan access, QR payment solutions, and zero-balance current accounts. 🌟 We're looking for visionary investors a

Navi Finserv Ordered to Cease Loan Disbursement by RBI 🚨 In a recent development, Navi Finserv, the NBFC arm of Sachin Bansal’s Navi Technologies, has been ordered by the Reserve Bank of India to cease and desist from sanctioning and disbursing loa

Buisness Idea #1 Something that my lost item can track or help me to find it. Example- I buy any item of packaging food,clothes Electronic item etc and I forgot it somewhere by putting it and I lost it or someone snacth it and runaway so We can tra

Adani's super app, Adani One, has begun pilots with digital lending firms and non-banking financial companies (NBFCs) - personal loans ranging from Rs 1,000 to Rs 5 lakh. The company has finalized an arrangement with KrazyBee Services, the NBFC arm

Hey everyone! I'm developing a fintech app with a unique concept: offering 0% interest loans to users. While this sounds great for borrowers, I'm seeking your input on the biggest challenge - ensuring loan repayment. Here's the idea in a nutshell:

bas nikal gayi hawa? CrickPe, which was the first product of Ashneer Grover’s startup Third Unicorn, has halted operations within a couple of years of its launch Grover cited the 28% GST regime for real-money gaming and problems with the business m

The Reserve Bank of India (RBI) reduced the repo rate by 25 basis points to 6.25%, the first rate cut in nearly five years. What is the repo rate? It’s the rate at which the RBI lends money to commercial banks. A lower repo rate means cheaper loans