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Important RBI rules for credit cards Bank can't charge joining fee if customer has not activated their credit card CC should be automatically closed if not used for more than a year Rs 100 compensation per day for delay in closure of credit cards

Personal Loans in India: Where the Money Goes! As of May 30, 2025, here's how India’s ₹60 lakh crore+ in personal loans is split: Housing dominates with ₹30.4 lakh crore (50.1%) Other Personal Loans: ₹15.3 lakh crore (25.3%) Vehicle Loans: ₹6.4 l

Business Idea: Enabling Credit Card Discounts and Cashback for Non-Credit Card Users In today’s digital shopping era, e-commerce platforms like Flipkart, Amazon, and others frequently offer discounts and cashback deals, especially for customers using

Did you know that RuPay credit cards offer up to ₹2 lakh in free personal accident insurance coverage, and up to ₹1.50 lakh in lost card insurance coverage. All RuPay credit cards offer free personal accident insurance and permanent disability cover,

We are a fintech startup based out of Bangalore. Our idea is to give a genuine income earning opportunity to people. We will give our Website and CRM free of cost to interested persons to process loans,sell credit cards,insurance etc on a commission

Here are the major points or key components of financial literacy: 1. Earn: Understanding your paycheck and knowing how much money you make . 2. Spend: Creating a personal budget and tracking your spending . 3. Save and Invest: Determining your fi

Flipkart's Super Money app introduced the Super Card a few months back. It's a pretty handy option basically, you can get a credit card by just creating a fixed deposit (FD), no need for a strong credit history. So if you're looking to build your cre

Key Financial Considerations for Medical Professionals 1 . Debt Management: Strategize student loan repayment, credit cards, and personal loans. 2. Retirement Planning: Maximize tax-advantaged accounts (401(k), IRA). 3. Investments: Diversify portfol

🏦 The Story of HDFC Bank 📈 Founded by Hasmukhbhai Parekh in 1977, HDFC Bank started as a housing finance company and grew into a leading private-sector bank. Under the leadership of Aditya Puri, who joined in 1994, the bank expanded into retail and

𝗪𝗵𝗮𝘁'𝘀 𝗶𝗻 𝘁𝗵𝗲 𝗨𝗻𝗶𝗼𝗻 𝗕𝘂𝗱𝗴𝗲𝘁 𝟮𝟬𝟮𝟱 𝗳𝗼𝗿 𝘀𝘁𝗮𝗿𝘁𝘂𝗽𝘀? The government aims to support 5.7 crore MSMEs with enhanced financial assistance and policy measures. Loan guarantees for micro-entrepreneurs will be expanded to ens