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Google Pay now charges 0.5% to 1% (plus GST) for bill payments made via credit and debit cards, while UPI bank transfers remain free. Competitors like PhonePe and Paytm also charge similar fees. Fintech firms face high UPI processing costs, totaling

PhonePe just increased its charges for all utility bill payments. Close to 2.5% now. Very bad for the users even with SBI PhonePe card. Typical - first they give offers so that all of us start paying bills online, then comes the fees.

Do you know that according to industry estimates, processing UPI transactions costs stakeholders approximately 0.25% of the transaction value. In FY24 alone, these costs amounted to nearly Rs 12,000 crore, with Rs 4,000 crore incurred for transactio

Hi, I am a chartered accountant by profession in job. I have an idea to launch a free CA services to startups in their initial years until their first sales. They only need to pay the regulatory charges which government body charges and nothing for C

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The Rise of Digital Payments in India India's digital payments landscape has witnessed a remarkable transformation in recent years, driven by government initiatives, technological advancements, and changing consumer behavior. The country's large popu

I CAN'T BELIEVE IT 😲😲 Finally, some good news that won’t give your wallet a panic attack! The government just debunked the rumor mill—no GST on UPI transactions over ₹2,000. So, feel free to send money to your friends, pay your chaiwala, or splurg

🌟 Exploring Joi Coins: The Future of Digital Transactions 🌟 The rise of digital currencies continues to reshape the financial landscape, and Joi Coins are making waves with their innovative approach. Backed by secure blockchain technology and desi

💡 Ever paid the same bill twice? 👀 Lost track of your wallet, UPI, or credit card payments? 😫 Dread checking bank statements because it’s *just too messy*? *You're not alone. And you're not broke — you're just blindfolded.* 🎯 Enter *PayMan* — y

🚀 Should India Start Charging Fees for High-Value UPI Transactions? UPI is a world-class digital payments system — fast, free, and inclusive. But there's a hidden cost: 💸 Infra cost of ₹0.10–₹0.30 per transaction 🏦 Over ₹1,000 crore/month just t