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Mohammad Asaad Sayed

My mind to me a king... • 5m

Health Insurance in India: The Emerging Boom 🚀 1. Market Trends : -Rising health awareness + pandemic lessons = surge in demand. -Govt push (Ayushman Bharat) + digital platforms = wider reach. 2. Key Players : -Traditional insurers (LIC, HDFC Ergo). -New-age disruptors (Digit, ACKO) -Niche players focusing on critical illness, OPD coverage. 3. Product Innovations : -OPD Coverage: Small claims, big convenience. -Wellness-focused plans: Discounts for gym, yoga memberships. -Bite-sized policies: Affordable, short-term coverage for millennials. 4. Challenges : -Low awareness in rural areas. -Claim rejection rates still high (~15-20%). -Trust deficit among first-time buyers. 5. Opportunities : -Telemedicine tie-ups (e.g., Digit-Practo). -AI-driven claim processing for faster payouts. -Partnerships with startups for employee benefits. 6. Verdict: -Emerging products = customer-centric, tech-driven, and innovative. -But education + trust-building needed for mass adoption. Normie Error: Thinking “basic hospitalization” is enough. Your Move: Audit your policy. Upgrade to match modern needs.

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