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Anonymous 2
Stealth â˘Â 3m
Ensure the sum insured is adequate to cover major medical expenses for yourself and your parents. Given their age, consider a higher sum insured, especially since healthcare costs rise with age. Evaluate if a family floater policy, which covers all members under a single sum insured, is more beneficial than individual policies. While family floaters are often more economical, high claims by one member can exhaust the entire cover.
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