Over the next 3 months I will be doing multiple domestic flights and a lot of online + offline shopping including some electronics purchase.
I am looking for a few credit cards that give me the best value for travel discounts, shopping cashback and
"Credit Card Trends in 2025: What Indian Consumers Need to Know" 💳🚀
India’s credit card market is evolving with UPI-linked RuPay cards, AI-driven approvals, fintech-bank partnerships, and flexible rewards. With rising adoption in Tier-II & III ci
Important RBI rules for credit cards
Bank can't charge joining fee if customer has not activated their credit card
CC should be automatically closed if not used for more than a year
Rs 100 compensation per day for delay in closure of credit cards
Credit Card Spends in India
• FY25 : ₹21.16 Lakh Crore
• FY24 : ₹18.32 Lakh Crore
People Spent ₹2.02 Lakh Crore in March 2025
India Has Over 10.98 Crore Active Credit Cards
AI-Powered Credit Card Assistant
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