Regional Sales Manager| Khatabook| 12 years experience in Financial services, Nbfc,Bank, Insurance|Looking for senior Leadership Role in Startups
QPMF+RRP,India
Joined 29 December 2024
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Summary
Seasoned pro with 12+ years of experience in Fintech, lending, and insurance, with a focus on merchant acquisition. Proven track record of driving bus... Read More
Experiences
13 years 11 months
Khatabook
Aug 2023 - Current
Regional Sales Manager
As an experienced professional in the MSME lending space, I have successfully driven merchant loans, helping businesses grow by providing tailored financial solutions. Key responsibilities and achievements include:
Increased loan disbursements by 20% through targeted outreach to MSME businesses, utilizing the Khatabook app for efficient record-keeping and inventory management.
Exceeded sales targets by 15% consistently, contributing to the overall growth of the loan portfolio and business expansion.
Spearheaded cross-selling efforts, driving the adoption of insurance, QR codes, and payment solutions, which added value to merchants and built long-term relationships.
Developed and implemented effective delinquency management strategies, reducing risk and ensuring a 98% on-time repayment rate across the portfolio.
Collaborated with cross-functional teams to streamline processes, improving customer satisfaction by 25% and enhancing operational efficiency.
With a strong focus on sales growth, risk management, and client relationship building, I am dedicated to delivering impactful results and contributing to the continued success of the organisation.
Peerless Finance
Jun 2019 - Aug 2023
Chief Manager Business Loans and Professional Loans
As a seasoned leader in Unsecured Loans, I have driven substantial growth in diverse sectors, including healthcare. Key responsibilities and achievements include:
Spearheaded sales strategies for Unsecured Loans, focusing on Working Capital Loans and Personal Loans, achieving a 30% increase in loan disbursements year-over-year.
Funded high-value unsecured loans for healthcare clients, driving the acquisition of medical equipment and expansion of healthcare infrastructure, impacting over 30 hospitals and clinics.
Managed and mentored a team of 15-16 members, leading them to consistently exceed sales targets by 25%, while providing ongoing coaching and fostering a high-performance culture.
Enhanced loan origination and approval processes, reducing customer onboarding time by 20%, and improving the overall customer experience.
Built and maintained strong relationships with clients by offering personalized financial solutions, ensuring a high rate of repeat business and client retention.
By specializing in unsecured lending, I have successfully contributed to the growth of the company while providing impactful, customer-centric financial solutions.
Bajaj Finserv
Jan 2017 - Jun 2019
Sr Area Sales Manager
In my role as an Area Sales Manager at Bajaj Finserv, I led sales strategies for Unsecured Loans, Loan Overdrafts, and Healthcare Equipment Financing in Kolkata and West Bengal.
โข Spearheaded growth in the Professional Loan Segment, providing tailored solutions to healthcare professionals.
โข Funded LAP and Healthcare Equipment Loans, enabling healthcare facilities to expand and upgrade medical infrastructure.
HDFC Bank
Jul 2017 - Jan 2019
Assistant Manager Branch Banking
Developed and executed long- and short-term sales strategies, resulting in a 15% increase in overall productivity across Kolkata and surrounding areas.
โข Led the sales of Car Loans, Used Car Loans, Commercial Vehicle Loans, and Credit Cards, contributing significantly to HDFC Bankโs revenue generation.
โข Collaborated with Retail and Business Banking teams to streamline business acquisition processes, enhancing operational efficiency and interdepartmental communication
Max Life Insurance
Jul 2013 - Jun 2017
Associate Sales Manager
โข Collaborated with bank partners to integrate insurance products, boosting sales and expanding customer reach.
โข Recognized as Star of the Quarter for driving growth within the Greater Kolkata Axis Bancassurance Cluster.
โข Awarded the "Big Leap" title for exceptional sales skills and dedication, contributing significantly to company success.
HDFC Life
Jan 2012 - Jun 2013
Bancassurance Officer
Education
Uttaranchal University
Mar 2024 - Current
Mba
Marketing
University of Calcutta
May 2008 - Jul 2011
B com
Commerce
Portfolio
No Portfolio added yet
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