Regional Sales Manager| Khatabook| 12 years experience in Financial services, Nbfc,Bank, Insurance|Looking for senior Leadership Role in Startups
QPMF+RRP,India
Joined 29 December 2024
8 Followers
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Summary
Seasoned pro with 12+ years of experience in Fintech, lending, and insurance, with a focus on merchant acquisition. Proven track record of driving bus... Read More
Experiences
13 years 5 months
Khatabook
Aug 2023 - Current
Regional Sales Manager
As an experienced professional in the MSME lending space, I have successfully driven merchant loans, helping businesses grow by providing tailored financial solutions. Key responsibilities and achievements include:
Increased loan disbursements by 20% through targeted outreach to MSME businesses, utilizing the Khatabook app for efficient record-keeping and inventory management.
Exceeded sales targets by 15% consistently, contributing to the overall growth of the loan portfolio and business expansion.
Spearheaded cross-selling efforts, driving the adoption of insurance, QR codes, and payment solutions, which added value to merchants and built long-term relationships.
Developed and implemented effective delinquency management strategies, reducing risk and ensuring a 98% on-time repayment rate across the portfolio.
Collaborated with cross-functional teams to streamline processes, improving customer satisfaction by 25% and enhancing operational efficiency.
With a strong focus on sales growth, risk management, and client relationship building, I am dedicated to delivering impactful results and contributing to the continued success of the organisation.
Peerless Finance
Jun 2019 - Aug 2023
Chief Manager Business Loans and Professional Loans
As a seasoned leader in Unsecured Loans, I have driven substantial growth in diverse sectors, including healthcare. Key responsibilities and achievements include:
Spearheaded sales strategies for Unsecured Loans, focusing on Working Capital Loans and Personal Loans, achieving a 30% increase in loan disbursements year-over-year.
Funded high-value unsecured loans for healthcare clients, driving the acquisition of medical equipment and expansion of healthcare infrastructure, impacting over 30 hospitals and clinics.
Managed and mentored a team of 15-16 members, leading them to consistently exceed sales targets by 25%, while providing ongoing coaching and fostering a high-performance culture.
Enhanced loan origination and approval processes, reducing customer onboarding time by 20%, and improving the overall customer experience.
Built and maintained strong relationships with clients by offering personalized financial solutions, ensuring a high rate of repeat business and client retention.
By specializing in unsecured lending, I have successfully contributed to the growth of the company while providing impactful, customer-centric financial solutions.
Bajaj Finserv
Jan 2017 - Jun 2019
Sr Area Sales Manager
In my role as an Area Sales Manager at Bajaj Finserv, I led sales strategies for Unsecured Loans, Loan Overdrafts, and Healthcare Equipment Financing in Kolkata and West Bengal.
• Spearheaded growth in the Professional Loan Segment, providing tailored solutions to healthcare professionals.
• Funded LAP and Healthcare Equipment Loans, enabling healthcare facilities to expand and upgrade medical infrastructure.
HDFC Bank
Jul 2017 - Jan 2019
Assistant Manager Branch Banking
Developed and executed long- and short-term sales strategies, resulting in a 15% increase in overall productivity across Kolkata and surrounding areas.
• Led the sales of Car Loans, Used Car Loans, Commercial Vehicle Loans, and Credit Cards, contributing significantly to HDFC Bank’s revenue generation.
• Collaborated with Retail and Business Banking teams to streamline business acquisition processes, enhancing operational efficiency and interdepartmental communication
Max Life Insurance
Jul 2013 - Jun 2017
Associate Sales Manager
• Collaborated with bank partners to integrate insurance products, boosting sales and expanding customer reach.
• Recognized as Star of the Quarter for driving growth within the Greater Kolkata Axis Bancassurance Cluster.
• Awarded the "Big Leap" title for exceptional sales skills and dedication, contributing significantly to company success.
HDFC Life
Jan 2012 - Jun 2013
Bancassurance Officer
Education
Uttaranchal University
Mar 2024 - Current
Mba
Marketing
University of Calcutta
May 2008 - Jul 2011
B com
Commerce
Portfolio
No Portfolio added yet
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